<section><h2>Are You Ready to Renew Your Auto Insurance?</h2><p><p>Just answer a few questions to find out. </p></p></section><section><h2><strong>1. Did your circumstances change? Choose the <span style="text-decoration:underline;">most recent</span> change.</strong></h2></section><section><h3><strong>2. Have your driving habits changed? Choose the answer that best applies to you</strong><br /></h3><p>If you’ve recently gotten married, many insurers require that you add your spouse to your policy (though you don’t have to combine your vehicles onto one policy). This could qualify you for multicar discounts, but savings are more likely if you’re both good drivers. If one partner has a less-than-perfect driving record, receives a speeding ticket or gets in a crash, the entire policy could be negatively affected. <br /></p></section><section><h3>Am I eligible for discounts? Choose what represents you best.</h3><p><p><span style="color: rgb(0, 0, 0);">If you use your car for long-distance commuting, you may pay a higher insurance rate than someone who drives less. The more miles you drive in a year, the higher the chances are of a crash. If you use your vehicle for business, such as making deliveries or transporting people, you might need commercial car insurance if your personal car coverage does not apply in a crash.</span></p></p></section><section><h3>Am I eligible for discounts? Choose what represents you best.</h3><p><p><span style="color: rgb(0, 0, 0);">In some instances, your insurance rate can move lower if you drive less. Perhaps you retired, got a new job with a shorter commute, or walk or bike to work more often. Lower mileage could make you eligible for low-mileage discounts and programs with some insurers. </span></p></p></section><section><h3>Have your driving habits changed? Choose the answer that best applies to you.</h3><p><p><span style="color: rgb(0, 0, 0);">If you recently got a new car, your insurance rates may change. Often rates go up because newer vehicles tend to be more expensive. Their </span><a href="https://aaaliving.acg.aaa.com/auto/cars-top-safety-picks-2018-iihs/" target="_blank" style="color: rgb(0, 0, 0);">safety rating</a><span style="color: rgb(0, 0, 0);"> can affect your rate too—the better the score, the more you’ll save. Also, newer vehicles can sometimes receive a new-car discount.</span></p></p></section><section><h3>Have your driving habits changed? Choose the answer that best applies to you.</h3><p><p><span style="color: rgb(0, 0, 0);">Many insurers offer a generous discount for bundling your home and auto policies with them. It’s as easy as asking your </span><a href="https://www.aaa.com/Agent " target="_blank" style="color: rgb(0, 0, 0);">insurance agent</a><span style="color: rgb(0, 0, 0);"> to review your home and auto coverage in one sitting.</span></p></p></section><section><h3><strong>2. Have your driving habits changed? Choose the answer that best applies to you.</strong></h3></section><section><h3><strong>3. Am I eligible for discounts? Choose what represents you best.</strong><br /></h3><p>If you use your car for long-distance commuting, you may pay a higher insurance rate than someone who drives less. The more miles you drive in a year, the higher the chances are of a crash. If you use your vehicle for business, such as making deliveries or transporting people, you might need commercial car insurance if your personal car coverage does not apply in a crash.<br /></p></section><section><h3></h3></section><section><h3>Am I eligible for discounts? Choose what represents you best.</h3><p><p><span style="color: rgb(0, 0, 0);">If you use your car for long-distance commuting, you may pay a higher insurance rate than someone who drives less. The more miles you drive in a year, the higher the chances are of a crash. If you use your vehicle for business, such as making deliveries or transporting people, you might need commercial car insurance if your personal car coverage does not apply in a crash.</span></p></p></section><section><h3>Am I eligible for discounts? Choose what represents you best.</h3><p><p><span style="color: rgb(0, 0, 0);">If you use your car for long-distance commuting, you may pay a higher insurance rate than someone who drives less. The more miles you drive in a year, the higher the chances are of a crash. If you use your vehicle for business, such as making deliveries or transporting people, you might need commercial car insurance if your personal car coverage does not apply in a crash.</span></p></p></section><section><h3></h3></section><section><h3></h3></section><section><h3></h3></section><section><h3></h3><p><p><span style="color:#000000;">If you recently got a new car, your insurance rates may change. Often rates go up because newer vehicles tend to be more expensive. Their <del>safety</del> rating can affect your rate too—the better the score, the more you’ll save. Also, newer vehicles can sometimes receive a new-car discount.<br /></span><span style="color:#000000;"></span></p></p></section><section><h3></h3></section><section><h3></h3></section><section><h3></h3><p><p><span style="color: rgb(0, 0, 0);">Maintaining a high GPA could help you save money. Some insurers offer discounts for young drivers with good grades. </span></p></p></section><section><h3>Am I eligible for discounts? Choose what represents you best.</h3><p><p>In some instances, your insurance rate can move lower if you drive less. Perhaps you retired, got a new job with a shorter commute, or walk or bike to work more often. Lower mileage could make you eligible for low-mileage discounts and programs with some insurers. </p></p></section><section><h3><strong>3. Am I eligible for discounts? Choose what represents you best.</strong><br /></h3><p>If a teen in your home has recently received a driving license, you’ll need to add him to your auto insurance policy. This might seem a little scary because teen drivers can raise your premium (teens have a much higher risk of crashing than adults, according to the Insurance Institute for Highway Safety), but you may be able to <a href="https://aaaliving.acg.aaa.com/auto/teen-car-insurance-how-to-save/" target="_blank">reduce that cost increase</a>. Many insurers offer a discount for teen drivers who maintain good grades; while other savings may include discounts for teens taking <a href="https://www.aaa.com/DriverTraining" target="_blank">driving courses</a>.</p></section><section><h3>Am I eligible for discounts? Choose what represents you best.</h3><p><p>In some instances, your insurance rate can move lower if you drive less. Perhaps you retired, got a new job with a shorter commute, or walk or bike to work more often. Lower mileage could make you eligible for low-mileage discounts and programs with some insurers. </p></p></section><section><h3></h3><p><p><span style="color: rgb(0, 0, 0);">Many insurers offer discounts for having two or more policies with them. Own two vehicles or have a house and a vehicle? Bundling polices may save you cash.</span></p></p></section><section><h3>Am I eligible for discounts? Choose what represents you best.</h3><p><p><span style="color: rgb(0, 0, 0);">If a teen in your home has recently received a driving license, you’ll need to add him to your auto insurance policy. This might seem a little scary because teen drivers can raise your premium (teens have a much higher risk of crashing than adults, according to the Insurance Institute for Highway Safety), but you may be able to </span><a href="https://aaaliving.acg.aaa.com/auto/teen-car-insurance-how-to-save/" target="_blank" style="color: rgb(0, 0, 0);">reduce that cost increase</a><span style="color: rgb(0, 0, 0);">. Many insurers offer a discount for teen drivers who maintain good grades; while other savings may include discounts for teens taking </span><a href="https://www.aaa.com/DriverTraining" target="_blank" style="color: rgb(0, 0, 0);">driving courses</a><span style="color: rgb(0, 0, 0);">.</span></p></p></section><section><h3></h3><p><p><span style="color: rgb(0, 0, 0);">Many insurers offer discounts for having two or more policies with them. Own two vehicles or have a house and a vehicle? Bundling polices may save you cash.</span></p></p></section><section><h3></h3><p><p>Some insurers offer you a discount when you pay your premium on time and in full. </p></p></section><section><h3>Talk With an Agent</h3></section><section><h3>Am I eligible for discounts? Choose what represents you best.</h3><p><p><span style="color: rgb(0, 0, 0);">If a teen in your home has recently received a driving license, you’ll need to add him to your auto insurance policy. This might seem a little scary because teen drivers can raise your premium (teens have a much higher risk of crashing than adults, according to the Insurance Institute for Highway Safety), but you may be able to </span><a href="https://aaaliving.acg.aaa.com/auto/teen-car-insurance-how-to-save/" target="_blank" style="color: rgb(0, 0, 0);">reduce that cost increase</a><span style="color: rgb(0, 0, 0);">. Many insurers offer a discount for teen drivers who maintain good grades; while other savings may include discounts for teens taking </span><a href="https://www.aaa.com/DriverTraining" target="_blank" style="color: rgb(0, 0, 0);">driving courses</a><span style="color: rgb(0, 0, 0);">.</span></p></p></section><section><h3>Am I eligible for discounts? Choose what represents you best.</h3><p><p>If a teen in your home has recently received a driving license, you’ll need to add him to your auto insurance policy. This might seem a little scary because teen drivers can raise your premium (teens have a much higher risk of crashing than adults, according to the Insurance Institute for Highway Safety), but you may be able to <a href="https://aaaliving.acg.aaa.com/auto/teen-car-insurance-how-to-save/" target="_blank">reduce that cost increase</a>. Many insurers offer a discount for teen drivers who maintain good grades; while other savings may include discounts for teens taking <a href="https://www.aaa.com/DriverTraining" target="_blank">driving courses</a>.</p></p></section><section><h3>Am I eligible for discounts? Choose what represents you best.</h3></section><section><h3>Am I eligible for discounts? Choose what represents you best.</h3></section><section><h3>Am I eligible for discounts? Choose what represents you best.</h3></section><section><h3>Am I eligible for discounts? Choose what represents you best.</h3></section><section><h3><p><strong>2. Have your driving habits changed? Choose the answer that best applies to you.</strong><br /></p><p><strong style="font-size:1.5em;"> </strong></p></h3><p>If you recently got a new car, your insurance rates may change. Often rates go up because newer vehicles tend to be more expensive. Their safety rating can affect your rate too—the better the score, the more you’ll save. Also, newer vehicles can sometimes receive a new-car discount.</p></section><section><h3><strong>2. Have your driving habits changed? Choose the answer that best applies to you.</strong><br /></h3><p>Many insurers offer a generous discount for bundling your home and auto policies with them. It’s as easy as asking <a href="https://www.aaa.com/Agent" target="_blank">your insurance agent</a> to review your home and auto coverage in one sitting.</p></section><section><h3><p><strong>3. Am I eligible for discounts? Choose what represents you best.</strong><br /></p></h3><p>In some instances, your insurance rate can move lower if you drive less. Perhaps you retired, got a new job with a shorter commute, or walk or bike to work more often. Lower mileage could make you eligible for low-mileage discounts and programs with some insurers. </p></section><section><h3><h2><strong>3. Am I eligible for discounts? Choose what represents you best.</strong></h2></h3></section>